Arithmos · Explainer

Where do most people actually invest in 2026?

A short tour of the platforms millions of retail investors actually use.

Robinhood, Fidelity, Schwab, Vanguard, Trading 212, Hargreaves Lansdown, Interactive Brokers — the platforms most retail investors actually use, and how Arithmos connects to each.

There is no single "correct" platform. Different brokers win different segments — and some are stronger in the US, others in Europe, others in emerging markets. Here's a short, factual map.

Major retail brokerages by region (2026)
RegionLargest commission-free / low-costLargest full-service
United StatesRobinhood, Fidelity, Schwab, M1, SoFiFidelity, Charles Schwab, Vanguard
United KingdomTrading 212, Freetrade, LightyearHargreaves Lansdown, AJ Bell, Interactive Investor
Continental EuropeTrade Republic, Scalable Capital, BUX, DegiroComdirect, BNP Paribas, ING
Asia-PacificTiger Brokers, Futu (Moomoo), CMC MarketsSaxo, Interactive Brokers
Global / multi-assetInteractive Brokers, eToro, SaxoInteractive Brokers Pro

Where Arithmos fits

Arithmos is broker-agnostic. The index you build can be exported as CSV, as a Trading 212 Pie, or as a Fidelity Basket. The CSV imports cleanly into Schwab, Vanguard, Hargreaves, AJ Bell, Interactive Brokers, eToro and most other platforms.

FAQ

What's the cheapest way to hold a 50-stock custom index?

In the UK, a Trading 212 Pie holds up to 50 names commission-free with fractional shares. In the US, Fidelity Stocks-by-the-Slice and Schwab Slices both support fractional baskets. Outside the EU/UK, Interactive Brokers' fractional shares plus a basket order is the most common pattern.

Can I auto-rebalance my Arithmos index?

Trading 212 Pies auto-rebalance on contribution. The Plus and Pro Arithmos plans will support email alerts when an index drifts beyond a configurable band — automated rebalancing requires broker-side APIs we're integrating selectively.

Try it now

Arithmos turns a sentence into a transparent, rule-based index with institutional-grade backtests. We've pre-filled the prompt below — tweak it or ship it.

An index of every US-listed broker and exchange operator (SCHW, IBKR, HOOD, NDAQ, ICE, CME, CBOE), market-cap weighted.

Keep reading

Arithmos · investment research & data tool · not investment advice · not a regulated broker or advisor · past performance does not guarantee future results.
Investment research & data tool · not investment advice · not a regulated broker or advisor · past performance does not guarantee future results.